Payment Plan · Indicative
Two payment plans on the Level-1 anchor unit.
All figures on this page are reproduced from the developer's official project brochure for the 300 sq.ft. Level-1 anchor configuration. Both plans share the same milestone structure; the difference is how the early instalments are treated.
Authorized Channel PartnerThis page is operated by an HRERA-registered channel partner (HRERA-PKL-REA-3126-2024) — not by the developer. Final payment terms are governed by the buyer's agreement signed with Bhumika Realty. Always verify the latest scheme with the developer or via the HARERA portal before booking.
Plan comparison at a glance
Pay the full milestone amount at each stage. The developer pays back an assured monthly return (per the empanelment terms) from booking through to possession.
Buyers who want a predictable monthly cash-flow against their booking amount and who don't mind the higher gross outlay.
Pay an NPV-discounted lump at the early stages. The developer applies a Net Present Value discount on the 90-day and 180-day instalments. No assured return.
Buyers with up-front liquidity who prefer paying less in absolute terms and don't need the monthly return cushion.
The descriptions above are general structural summaries. They are not investment, financial or tax advice and the choice between the two plans depends on each buyer's individual financial position — please consult a qualified financial / tax advisor.
Milestone-by-milestone breakdown
What falls due at each stage, why, and what physical / contractual event triggers it.
Booking amount is paid against the application form. Allotment letter is issued by the developer; the buyer's name is provisionally entered against a specific unit number.
First major instalment falls due. Under the Assured Return Scheme this is paid in full; under the NPV Scheme it is reduced under the developer's NPV calculation. Builder–buyer agreement is typically signed around this stage.
Second slab. NPV Scheme buyers see another reduction here. Stamp duty + registration of the agreement is typically completed by this stage if not already.
Third slab, triggered when the developer notifies completion of the structural framework of the retail block. This is a physical-progress milestone confirmed by the project engineer.
Final slab. The developer issues an Offer of Possession letter once the unit and common areas are ready for handover. Final dues (including PLC if any) are cleared and possession is taken.
What these figures do not include
- ▸GST on the booking amount and instalments (payable separately as per prevailing rates).
- ▸Stamp duty & registration of the buyer's agreement and conveyance deed (paid to the Haryana state authorities at the applicable slab).
- ▸Preferential-location charges (PLC) if the chosen unit attracts a corner / frontage / level premium per the developer's rate card.
- ▸One-time membership / club / IFMS charges as per the buyer's agreement.
- ▸CAM (common-area maintenance) from possession onwards — billed on an actuals basis by the mall operator.
Ask the authorized channel partner for the full final-payable estimate including all of the above before signing the buyer's agreement.
Home-loan facilitation
The Icon is on the approved-project list of four major Indian banks and housing-finance companies — meaning a loan against the unit can be processed without an additional project-vetting cycle:
- 🏦 ICICI Bank
- 🏦 ICICI Home Finance
- 🏦 Tata Capital Housing Finance
- 🏦 Mahindra Home Finance
Loan sanction is subject to each lender's independent credit assessment. The channel partner can introduce a relationship manager at any of the above; the channel partner does not earn a referral commission from the lender on home-loan disbursal.
Common questions about the payment plan
What payment plans are available?
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Two payment structures are offered as per the official brochure, both for a 300 sq.ft. anchor unit. Option A — Assured Return Scheme: ₹5,00,000 on booking, followed by four 25% slabs (₹16,00,000 within 90 days less booking amount, ₹21,00,000 within 180 days, ₹21,00,000 on completion of super-structure, ₹21,00,000 on offer of possession) — net payable ₹84,00,000. Option B — NPV Scheme: same milestone structure, but the 90-day slab of ₹16,00,000 is reduced to ₹9,17,500 and the 180-day slab of ₹21,00,000 is reduced to ₹15,12,000 under the developer's NPV-discount calculation — net payable ₹71,29,500. PLC and other charges apply, and both schemes remain subject to the developer's prevailing terms at the time of booking.
How do I book a site visit or get the floor plan?
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Submit the enquiry form on this page and an authorized channel-partner specialist will respond on WhatsApp within 10 minutes. You can also call directly on +91 98100 06976 or message on WhatsApp at the same number. The authorized channel partner is registered with HRERA under reg. no. HRERA-PKL-REA-3126-2024 (valid till 21.10.2029).
Get the cost-of-ownership sheet
All-in cost including GST, stamp duty, registration, PLC, IFMS and indicative CAM — sent over WhatsApp within 10 minutes by an authorized channel-partner specialist.
All amounts reproduced from the developer's official project brochure for indicative reference. Schemes, prices and incentives are subject to revision or withdrawal at the developer's sole discretion without notice. Last updated: May 2026.